Fiduciary Relationship

At Champion Advisors, we intentionally established ourselves as an independent Registered Investment Advisor which allows us to serve as a fiduciary to our clients. A fiduciary duty is generally regarded as the highest legal duty one party can have to another and we consider this to be a critical element in the client-advisor relationship. A fiduciary duty establishes a legal responsibility to always act in the client’s best interest and we take that responsibility very seriously.

Not all investment professionals operate under this fiduciary standard and, therefore, may provide advice that is more in line with the advisors interests as opposed to the client. In differentiating investment professionals, it is important to determine who they answer to. Is it to their clients, their firm, or themselves? Many financial organizations offer company owned products, such as mutual funds, annuities and or managed money platforms. Often times, they are paid more on those products or have bonuses based on the use of those products. Inevitably, it is easy for their interests to be more in line with their company, than with providing their clients with the best solution possible.

As a fee-based Registered Investment Advisor*, Champion is not susceptible to these inherent conflicts of interest. Champion does not receive additional compensation for recommending one investment over another, further supporting the essential element of putting the clients interest first. With no added financial interest tied to providing one product over the other, our investment product universe is larger and remains strictly objective to tailor a customized financial solution that is in our clients best interest. We enjoy the freedom and flexibility to create a plan that best suits the unique circumstances and objectives of each of our clients. Because of this, we are free to present the best and most appropriate investments for your life–stage and needs.

The following diagram compares the registered investment advisory model under which we operate to the traditional, transaction/commission driven, broker/dealer model.




*  We are required to note that registration does not imply a certain level of skill or training.

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